Whether you’re self-employed and need to fund your own retirement or a small business owner looking to plan a financial future for you and your employees, TD Ameritrade offers a variety of retirement plans to fit your needs. With flexible funding, affordable investment choices, and helpful support, you can feel confident in the pursuit of your retirement goals.
A Solo 401(k), also commonly referred to as an Individual 401(k), is for self-employed individuals without full-time employees. By allowing you to contribute as both the employer and the employee, this plan enables you (and your spouse) to boost your retirement savings with higher contribution limits.
This publication discusses retirement plans you can set up and maintain for yourself and your employees. This publication covers the following types of retirement plans.
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By Bonnie Lee Published July 11, 2013 Features FOXBusiness
Last week I discussed the option of setting up a SEP IRA to provide retirement plans for yourself and your employees through your small business. Because employees are not allowed to make contributions to the SEP IRA, it can be a very expensive route. Usually it’s the sole proprietor or partner in a partnership in which there are no employees who opt for a SEP IRA.
Schwab offers plans for businesses of any size. Use the information here to begin narrowing your options, or simply give us a call for help choosing the right plan for your business, whether your company employs one or many.
Many business owners today are faced with an increasing need to provide a retirement benefit for themselves and their employees. At Raymond James, listening to you and helping you and your employees plan for retirement are top priorities. Selecting the right retirement plan for your business is a crucial step, and providing one has many benefits.
One advantage is that contributions to a retirement plan today can help you meet tomorrow’s goals of financial security.
The Top Three Retirement Plans for Small Businesses - Abstract: There are quite a few different retirement benefit plan options out there and many of them are specifically designed for small businesses. Three options stand-out depending on what you want to accomplish with your plan and how much flexibility you need. These are: 401k plans, SEP IRAs and SIMPLE IRAs.
How to Achieve Financial Independence With Your Small Business? - Abstract: When it comes to self-employment, a lot of people consider financial independence as one of its biggest perks. However, not all the small business owners pay enough attention towards saving for their future. Choose a retirement plan that offers investment freedom is a key step towards financial independence.
If you're among the lucky Americans whose employers offer a workplace retirement plan, it behooves you to take full advantage of it. True, some plans will automatically enroll you, so all you have to do is show up to work every day and do your job. If you don't want to join, you have to actively take steps to opt out of the plan.
It would be a mistake to opt out. In fact, it would be a mistake to allow yourself to be automatically enrolled without getting involved in the decisions pertaining to your plan. Otherwise, you may end up contributing just a paltry amount, and your money may go into a fund that's too conservative or too risky or too expensive for your taste.